Thursday, November 18, 2010

HST And The Resale Housing Market


It has recently been brought to my attention that there is still considerable confusion as to Ontario's new HST and what it applies to. I found the results of a recent Ipsos Reid survey regarding HST and the resale housing market to be very surprising. I wanted to share this information with you in an attempt to help rectify this situation.
 
The introduction of the Harmonized Sales Tax in both Ontario and British Columbia on July 1st 2010 has been widely cited by real estate professionals and analysts as one of the major factors affecting a slowdown in housing sales.
This theory seems to be supported by a recent survey commissioned by the Ontario Real Estate Association (OREA) and conducted by Ipsos Reid, which shows that 56% of people in Ontario believe that the new HST applies to the cost of resale homes.
“Clearly, Ontarians still don’t know what the HST covers and what is exempt,” said OREA president Dorothy Mason. “This is not helping the housing market, and it’s not helping the Ontario economy. This confusion means that many buyers think the cost of a resale home is tens of thousands of dollars higher than it actually is.”
With the average resale home price sitting at $333,000 in Ontario, this means that many would expect to pay an additional $40,000 in sales tax if they bought a home at that value. The reality is that there is no HST collected on the full purchase price of a resale home. In fact the HST is only levied on the various transaction fees associated with the purchase of a home that has been previously occupied (i.e. not a newly-built home).

So the good news is that HST is not collected on the sale price of your resale (previously owned) home. The bad news is HST is now charged on real estate commissions and legal costs charged by your real estate lawyer. I have added a link to a previous blog of mine which takes you to the Ontario Government Site that lists everything HST applicable.http://rebeccajames64.blogspot.com/2010/05/hst-in-ontario.html They even have a smartphone app. that will tell you what is HST taxable!  I hope this help clear the HST confusion and brings more buyers to the real estate market.

Friday, October 29, 2010

Heart Attack?!? What To Do Until Help Arrives

I know my blogs have always pertained to the home owner and real estate topics, however I received a slide show via email this week about heart attacks and I thought the information was too valuable not to share. According to an article published in N.0 240 of the Journal of General Hospital Rochester, the majority of people suffering a heart attack will be alone at the initial onset. The following information tells you what you should do until help arrives.

If you are experiencing severe pain in your chest that starts to radiate out into your jaw and into your arm, you may be experiencing a heart attack. When your heart is beating irregularly and begin to feel faint, you may only have about 10 seconds before you lose consciousness.

Until help arrives, do not panic! Start coughing vigorously and repeatedly, taking deep breaths before each cough. The cough must be deep and prolonged, just like the coughs we use clear our lungs when congested with phlegm. Repeat the breath and cough approx. every 2 seconds without let-up until paramedics are on scene or the heart appears to be beating normally.

The deep breaths get oxygen into the lungs and the coughing movements squeeze the heart and keep the blood flowing. The squeeze pressure on the heart also helps to regain normal rhythm.

Hopefully we will never have to use this, but if we do, I hope it helped save a life!

Thursday, September 23, 2010

How To Rid Your PC Of Malware


Is Something Hiding Inside Your Computer?
                         
I personally have had to rid my laptop of viruses at least twice. Both times I think it took me about 2 days before I figured out what needed to be done. That's why I thought I'd share this handy article which was sent to me by :  Real Estate Industry Solutions, LLC, 7025 Augusta National Drive, Orlando, FL 32822. I hope you never have to use it, but I know it will help if you do find yourself with pesky Malware.



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Malware, short for 'malicious software,' often plague business PCs and cause time-sensitive work to be set aside while measures are taken to find a solution. Many times these solutions can be expensive or drastic, such as going out and buying a new computer. You may be surprised to find out that many of these can be fixed with a few well coordinated steps. 

Safe Mode:
 
The first important step to a safe and virus-free computer is getting the computer to a safe environment state where it has the least power over your actions as a user. Safe Mode allows users to diagnose and repair problems with their computers. To enter Safe Mode, shut off the computer, and upon turning it on, tap the 'F8' key, which is located near the top of the keyboard. Continue to tap it until you receive an 'Advanced Boot' menu. This menu will have many options on how to start the PC. The options you want to consider are Safe Mode and Safe Mode with Networking. The 'with Networking' option gives your computer Internet access. 



Tools of the Trade:

At this point, the wisest tools to take advantage of are those you may already have available. If you own any security software, such as Norton, McAfee, AVG, or Avast, it's best to open these tools now that you're in a safe environment. Running full scan options would be the best option to follow first. These scans can take anywhere from fifteen minutes to forty-five minutes, depending on the computer and the severity of the infection.
A very popular option, even before running your own security software's scan, is to use Malwarebyte's Anti-Malware software to run a scan of your computer in the same Safe Mode environment. If you opted for Safe Mode with networking, you can download this tool at www.malwarebytes.org. The tool does not cost anything and catches most infections that many popular paid-for products fail to find.

Overall, these steps give you back control over your own computer. If you don't have any security software, AVG and Avast both have complimentary editions for download that are well known and powerful. You can find these software suites at www.avg.com and www.avast.com

Wednesday, September 15, 2010

All About Painting Your Home

So You Want To Paint Your Home?

How much paint will you need for your project?



•Calculate the area of each wall (height x width)

•Subtract the area of each window and door (height x width)

•Calculate the area of the ceiling (length x width)

•Painting over very dark colours will likely require a primer coat. To improve the hiding quality, you might want to have your primer tinted to match the finish coat.

Note: As a rule of thumb, calculate 37m2 (400 sq.ft.) for each four-liter (4 gal) can of paint.

Look for the manufacture date on the container and buy the most recent. Latex paints have a shorter shelf life.


Tools

Brushes and rollers are rated for the type of paint and for the application, e.g. ceilings, trims. Good quality brushes deliver less visible brush strokes.



Preparation

Proper preparation while it is the most labour intensive; it is the most important part of the job. You’ll spend about 80% of your project time on preparation and clean up.


1.Inspect the surfaces that you are going to paint. Look for popped drywall screwheads and replace or re-screw them. Remove any poster tape, or picture hooks or anything else protruding from the walls. Patch larger holes with glass fiber mesh (tape). Use a spackling or repair compound to fill these holes. Ensure each layer is dry before adding another layer. Smooth the material as much as possible to reduce the need for sanding.


2.WEAR A MASK when sanding the patches. Use #100 or #120 grit sandpaper if using wall repair compound and #220 grit for spackling compound.


3.Damp mop the floor and vacuum the whole room. For heavily soiled or greasy areas, or rooms where there were smokers, wash the surfaces with TSP (tri-sodium phosphate.) WEAR GLOVES and EYE PROTECTION when using TSP. Rinse with clean water. Ensure all surfaces are dry before painting.


4.Vacuuming may be the only cleaning option on textured walls or ceilings.


5.Prime all new drywall or plaster. Unpainted wood can be stained, painted or urethaned.
Covering crayon marks, water stains, knot holes. All these marks will bleed through most latex paints. Sparingly, apply a stain-blocking sealer before you paint. You may need to use shellac, alkyd or polyvinyl primer. Use only on affected areas. Because these products emit an odour, ensure that you direct a fan toward an open window and ventilate the area well.

Peeling paint must be scraped and sanded before painting. It is the result of moisture under the paint or using the wrong type of paint. Identify the cause of the moisture and correct the problem before repainting.

Mold appears on painted surfaces as dark spots. They are the result of moisture. Identify the cause of the moisture and correct the problem so that it does recur. Wash with soap and water and dry it thoroughly before painting.



Painting Pointers

•After patching, sand thoroughly

•Clean the surfaces after sanding

•Take a lint brush to a new roller before using

•Use paint at full strength, to ensure the paint resists washing and wear. Thinning the paint affects its durability.

•Paint with an open window when the temperature is above 10°C (50°F)

•Use vegetable oil to remove solvent-based paint from your skin

•Seal leftover solvents in a container and take to local toxic waste centre. DO NOT POUR SOLVENTS DOWN THE DRAIN.


This information was provided by:
Key Home Inspections
Tel: (905) 851-0824
Toll Free: 1-866-559-6100

Friday, August 20, 2010

The FYI On Paint

What Paint Should I Choose?

Choosing your paint. Paint Cards. Let's look at the basics first – the type of paint is determined by its thinner or binder.
Water-based or latex paints are thinned with synthetic latex, acrylic or polyvinyl acetate. The high acrylic content gives paint a tough skin. These paints clean up easily using soap and water.
Oil-based or alkyd paints are made with polyester resins or alkyds that give a durable coat that can produce a high gloss finish. They require mineral spirits for clean up and are a less healthy choice than latex paints.
Look for paints that are labeled: solvent and volatile organic compound (VOC) free, Low VOC, No VOC. People with respiratory problems, allergies, asthma or young children, and pregnant women should avoid exposure to paints with VOCs. Reactions vary between individuals.
Is The Existing Paint Alkyd (oil) or Acrylic (latex)? Simple test kits are available but you can also test it yourself. Place a small amount of gas line antifreeze (methyl hydrate) or non acetone based nail polish remover on a pad and rub it on the painted surface. If the surface remains shiny, then the paint is alkyd (oil). If the paint is stripped, then it is acrylic (latex).
Latex on Top of Alkyd? With the proper surface preparation, you can paint latex over top of alkyd paint. Clean the surface and paint with a super adherent acrylic primer and then use regular latex for the finish coat.
The Issue of Lead Paint. In 1979, lead in interior paint was taken off the market. Paint in houses or apartments built before that date almost certainly contain some lead paint. For helpful information, see

Characteristics of Paint

Low gloss, low sheen, flat, matte, eggshell, satin and velvet paints have low levels of observable gloss or shine on the finished surface. They can be washed with care. Their surface is less durable than paints with higher gloss. These paints are commonly used on ceilings, bedrooms, dining rooms and living rooms.
Gloss, semi gloss, high gloss and enamel have a visible sheen or shine on the finished surface. They are used in areas such as kitchens and bathrooms where moisture levels are higher. They are also suitable for high traffic areas such as stairways and halls and on windows, trim and doors. This paint is durable and washable.
Sealers create a bond between the top coat and the surface to be painted.
Specially formulated paints
  • Masonry paints for concrete walls and floors
  • Ceiling Paints that do not drip
  • Melamine Paint for durable and washable surfaces on cabinets and shelves
This information was provided by: 
 Key Home Inspections
Tel: (905) 851-0824
Toll Free: 1-866-559-6100

Friday, July 23, 2010

Tips To Stay Cool


I received this news letter from one of our local home inspectors David Wall. Considering the humidex reading is at about 40 degrees celcius right now, I thought it would be a good time to share this information. Most of it is pretty much common sense, but it never hurts to pass along good information.


As summer sets in, so does the increase to our energy bills because A/Cs are often turned on so we all need to find new ways to keep the house cool without wasting energy. You can save money and conserve energy by keeping your home naturally cool without using air-conditioning. Here are some helpful tips to keep your home cool during the hot season.

Let the Cool Air In - When the day cools off, open doors and windows to allow the cool air to circulate through the rooms of your home. Turn on fans to create a cross-breeze, circulating the cool night air. Keep the kitchen cabinets open all night because they can store heat in your home.

Keep Out the Heat - As the temperature climbs during the morning, close doors, and shut your blinds and curtains to block out the sun. This way you keep the cooler air in and prevent hot air from entering. Close doors quickly when entering or exiting your home.

Turn on the bathroom exhaust Fan. Warm air accumulates at the ceiling.Turning on the exhaust will remove the hot air and cooler air will move in to replace it. That switch by the thermostat that nobody knows what it does is usually linked to a b athroom exhaust fan. This works even if you have Air Conditioning.

Turn the furnace fan on-  If the thermostat has a fan switch turn it on.This will move cool air from the basement throughout the home. If you have air conditioning leaving the fan on will reduce the hot and cold spots especially on the split level homes that are typically harder to heat and cool.

Insulate - One of the most effective ways to keep a home cool is to install adequate insulation. Insulation keeps the home cool in summer.

Seal Drafts - Seal holes, cracks and openings in your home to stop the flow of hot air seeping in through the walls and ceiling. Weather stripping and weatherizing your home greatly reduces the amount of cool air that escapes.

Turn off heat sources - Avoid using the stove and oven as much as possible. Instead, use the microwave to quickly heat food without raising the temperature of the kitchen, and set your dishwasher to use its non-heated drying cycle. Incandescent light bulbs also create heat - switch to compact fluorescents instead. Turn off lamps, electronics, and computers when not in use.



David Wall, B.Sc.
david.wall@pillartopost.com
http://www.pillartopost.com/oshawa

905 436 1634
pillartopost.com

Friday, May 7, 2010

HST In Ontario


I am sure we all know that despite all our efforts to stop the HST from coming to Ontario, as of July 1, 2010, it will be in full force!  What we do not seem to be clear on is how it will effect us financially in our day to day purchases. Instead of attempting to list everything that is either included or excluded from the HST, I thought I'd keep this blog relatively short and just give you a link I found from the Ontario Ministry of Revenue.  Of all the literature I've read so far, this seems to be the most straight forward in clarifying the HST confusion. Simply go to: http://www.rev.gov.on.ca/en/taxchange/taxable.html    I hope this helps!

Saturday, May 1, 2010

The Dangers of Procrastination

I'm sure we have all heard the time honoured phrase, "don't put off until tomorrow what you can do today"? Well let me tell you the last week has really brought this message home!  I won't go into details, but I can tell you the moral of my story is.....Please do not procrastinate in getting all your financial documentation to your lender or mortgage broker. 

Most offers to purchase real estate are conditional on financing. Even if you have been "pre-approved" up to a certain dollar value, the lender will either grant or deny the financing based on the appraised value of the specific property you have written the offer for.  If financing is approved, we can waive the condition and the deal becomes firm. The important point to remember is that between the date of waiving financing and the Closing Date, the lender will request certain documents from you to confirm your financial standing.  One example would be having to provide copies of  the last two years of your Notice of Assessment from Revenue Canada.

Please submit your documents to your lender or mtg. broker as soon as you can! If the lender does not have the necessary time to review your file, your closing could be delayed or even worse.... the mortgage could be denied and this could cost you a lot of extra stress and money! Especially in this economic climate, the lenders are very careful to check all your documents and may even ask for further information if necessary.  You need to make sure there will be ample time before the closing date to fulfill all your obligations.

Saturday, April 10, 2010

5 Must-Ask Questions for Your Real Estate Agent

I saw this article and thought it was worth re-posting on my Blog.  As a real estate agent I always ask these questions on behalf of my clients; however for those of you who are not my clients.... you may want to take note of Mike's suggestions.

Mike's 5 Must-ask Questions for Your Real Estate Agent

Once you start looking at houses, you'll have lots of questions. It can seem overwhelming, but your agent can help you learn a lot about any house that's on the market. Here are the questions you need to ask your agent about any house you are seriously considering.

How old is the house?
The older the house, the more likely it will need major repairs and renos. But don't assume that all newer homes are problem-free. When a house (or a renovation) gets to be twenty or thirty years old, lots of things can start breaking down. Some new houses are not so much built as slammed together, so even when buying new, don't skip hiring a good home inspector.

How long has the vendor owned the house?If the ownership was brief, you might be looking at a "flip." Not all flips are bad, but far too often they're the worst kind of "lipstick and mascara" job. In a bad flip, a lot of cosmetic changes are made, while any mechanical and structural issues are covered up or overlooked in order to make a quick profit.

What's the sales and renovation history of the house?Your agent will be able to give you a list of recent sales. Lots of sales activity might be a sign of big problems with the house -- as each new buyer discovers he's been taken for a ride, he decides to get off that merry-go-round by selling the house and all its headaches to someone else. On the more positive side, you'll be able to see how much the previous owners paid for the house in what year. Then your agent can find out what changes or improvements were made, which will help determine if the asking price is fair.

Are there building permits or inspection reports for any work done on the house?Most renovations require building permits from local building authorities. These permits, along with the inspection reports that are made at various stages of the job, are important records of what's been done. Your agent can ask the vendor to see permits and inspection reports for structural, plumbing and electrical jobs so that you have hard evidence that the work was inspected and approved by building authorities.

Was the house ever a grow op?Believe it or not, no one is required to disclose that a home was previously used for a marijuana-grow operation -- unless you ask. If your agent doesn't know, he or she can ask the seller's agent for full disclosure. Why does this matter? Grow ops usually involve some "retrofitting," and the conditions they create -- especially very high moisture throughout the house -- can do a lot of damage to the structure.
Don't be afraid to ask these questions and more, and don't skip a thorough inspection. Your home may be the single biggest investment you'll ever make. It's your right to get the best service and the most comprehensive information available. Demand it, and don't apologize for being demanding. Educating yourself before you sign on the dotted line is worth it.

Adapted from The Holmes Inspection by Mike Holmes, published by HarperCollinsCanada ©2008 Restovate Ltd.

Saturday, February 20, 2010

Wood Flooring

Wood flooring tips

Wood floors come in a variety of flooring materials: Hardwood floors, Engineered / Floating floors, Laminate and Jatoba / Bamboo planks. When it comes to deciding what floor would suite your needs in the best way, you may consider what is the room would be used for; what subfloor or existing floor you have at the moment, preferable design and costs.
    Solid Hardwood floor lasts the longest, it might outlast your house since it can go through several refinishing cycles. Installation involves installation of underlayment and it also could be installed on the existing subfloor. Hardwood provides excellent design solution as it comes in many kinds of wood oak, maple and ash.
    Engineered floor provides all benefits of hardwood, it can be refinished as well but is easier to install and does not require underlayment subfloor and can be installed on any surface. Engineered hardwood flooring is made of wood, but it's not solid. Instead it is a laminated product like plywood, with a thin but tough veneer of real wood on top laminated to three to five layers of less expensive wood (or medium-density fiberboard) and bonded under pressure with strong glues.
    Laminate is completely synthetic, with a tough melamine wear coat over a kraft-paper (or medium-density fiberboard) core. The beauty of laminate flooring is that it can be made to look like any material-stone, ceramic tile, wood, and more-at a fraction of the cost of the real thing. The effect is achieved in the second layer, which contains a photographic representation of the real flooring material. It is easy to install and water resistant.
    Bamboo plank floor is an environmentally friendly material. Not only is bamboo a fast-growing and renewable crop, the companies that make bamboo flooring use binders with low emissions. Bamboo flooring is made by shredding stalks of the raw material, then pressing them together with a resin that holds the shreds in their finished shape. It can be installed as hardwood or snap-fit like floating / engineered floors.

Friday, February 12, 2010

Rebecca's Real Estate Blog: Renovating Your Basement Part 2

Rebecca's Real Estate Blog: Renovating Your Basement Part 2

Renovating Your Basement Part 2

Preparing the Space


Foundation walls

To prevent heat loss to the surrounding earth, most jurisdictions require exterior basement walls to be insulated for most of their height. Although builders usually place the insulation on the inside face of the foundation wall and cover it with gypsum board, it would be better to place water-resistant insulation on the exterior face where it can keep the foundation warm. If the wall is warm, the dew point, the point at which air vapour condenses as water, occurs on the exterior of the foundation wall where condensation will do no harm.
When insulating the foundation on the inside, you should expect some moisture to condense on the inside face of the foundation wall. Place a moisture barrier, such as vapour-permeable building paper, on the interior face of the foundation from exterior grade to the bottom of the wall to prevent this moisture from wetting the insulation. The top of the wall and the space between the joists should be insulated, because it is here that most of the basement heat loss occurs. Cover the warm face of the insulation with a polyethylene vapour retarder and seal with caulking where the polyethylene meets the floor, walls and ceiling, and at all laps to prevent moisture from getting into the wall. Consult the building code for your jurisdiction for your basement insulation requirements.

Floors

Dampness and cold can enter a basement floor from the ground beneath it. Building codes require an occupied basement in a new house to have a moisture barrier, such as polyethylene, beneath the slab. If you have an older house with no moisture barrier below the floor, consider placing polyethylene over the existing floor before installing the finished flooring. If space and headroom permit, you might also install water-resistant insulation, such as extruded polystyrene, beneath the finished flooring to obtain a warmer floor.

Putting the Systems in Place

Canadian houses contain mechanical and plumbing systems that contribute to our comfort and health. The National Building Code of Canada (NBCC) sets minimum standards for water and waste piping in kitchens and bathrooms and for heat and ventilation in habitable rooms. All new NBCC “Part IX” residential dwellings and small buildings that are supplied with electrical power require mechanical ventilation, to ensure a continuous and adequate fresh air supply. The ventilation capacity required of exhaust appliances for kitchens and bathrooms is set out in Section 9.32.3 of the NBCC.

Air circulation

Excessive humidity and insufficient air movement contribute to two common problems in basements: mold growth and stale air.
Once you have repaired sources of water entry, you may put in heating and air circulation to make the space comfortable. Electric baseboards supply heat, but provide no circulation. If your house has a forced-air heating system, the furnace can provide heat and air circulation to the basement. Most furnaces provide circulation by pushing heated air out of registers and pulling cooler air into return-air grilles. The supply registers should be close to the floor in all rooms to allow the room air to mix effectively and should be near cold surfaces, such as windows.
Return-air grilles should also be located near the floor in all rooms, except the furnace room, to remove the layer of cooler air that tends to collect there and ensure proper air circulation.
Providing your basement with a heating and ventilation system that equals the one in the rest of the house should improve air quality and comfort during the heating season. But what about the period when the furnace is off and there is no air movement?
Photo by: John Burrows
Figure 5 Heating plenum disguised as a lighting fixture

Mechanical ventilation

It is advisable to run the furnace fan year round, or use a furnace cycling device to circulate the air throughout the house. Because fan operation consumes energy, consider replacing a conventional furnace with one equipped with an electronically commutated motor (ECM). This will enable you to select the fan speed to suit your airflow needs and conserve energy. Opening windows usually increases humidity during the warm season, because this is the period when the outside air contains the greatest concentration of moisture. Dehumidifiers and air conditioners are more effective at drying and cooling indoor air during the non-heating months.
A heat recovery ventilator (HRV) is a valuable addition to a ventilation system, because it can exhaust stale air to the outside and replace it with fresh exterior air. The fresh air recovers heat from the exhaust air, then mixes with the house air and is heated and circulated by the furnace.
The stale air in most of our houses is exhausted by the kitchen and bathroom fans, and replaced by fresh air leaking in through cracks and openings. This results in drafts, heat loss and uncertain air quality. A properly designed and installed HRV system can correct these problems in the basement and throughout the house.
It is common for occupants to not use, or to disable noisy bathroom and kitchen fans. This leads to higher relative humidity and increased concentrations of volatile organic compounds (VOCs) in the air. Rather than compromise your air circulation, consider replacing a noisy fan with a quieter model. For more information, see the About Your House fact sheet The Importance of Bathroom and Kitchen Fans.
In some jurisdictions, the fan can be connected to the light switch so that it operates when the room is in use. More information on VOCs can be obtained from Health Canada.

Wednesday, February 3, 2010

Renovating Your Basement

This blog will be divided into 3 parts due to its length. Please check back every week.

Renovating a full-height basement can be a relatively easy and cost-effective way to add new living space to your house. But is your basement really a good candidate for a renovation?
If your basement isn’t high, dry and sound, you should correct these problems before starting renovations.
If you are planning a basement renovation, you should inspect your basement for possible problems.
  • Must you stoop to avoid bumping your head on a beam or duct?
  • Are there intermittent or permanent traces of moisture or mold on the floor or walls?
  • Is there a persistent musty odour in clothing and other objects that are stored in your basement?
  • Are there cracks as wide as a pencil, or that appear to widen or shrink, in the walls or floor?
If the answer to any of these questions is “yes,” you should include the costs of fixing these problems in your budget.


Photo by: John Burrows
Figure 2 Basement office

Preparing the Groundwork

Building permit

You must obtain a building permit if you intend to alter the structure of your house, increase the size of windows or exterior doors, or change the occupancy — for instance, by adding a self-contained apartment (see CMHC’s About Your House fact sheet Secondary Suites for more information).
The building permit ensures that the changes respect minimum standards of health and safety. To make a good living space, a basement should be high enough to permit ceiling fixtures or fans with space beneath for a 1.8-m (6-ft.) tall person to stand. Most municipalities require a height of 2.1 m (6.8 ft.) from finished floor to ceiling before they will issue a building permit, which is also the minimum height required by most electrical codes for a ceiling light. Some jurisdictions permit limited obstructions, such as beams and heating duct bulkheads, within this space. Ask your building official what minimum heights are required.

Moisture sources

Dampness or leaks in the walls or floor must be corrected, because a damp or wet basement isn’t a suitable living space. Moisture problems can ruin even the most expensive renovations and make your basement unlivable. Damp walls and floors result from holes or cracks in the foundation, insufficient dampproofing on the exterior face of walls, poor drainage at walls and footings and site grading that slopes towards the foundation, insufficient dampproofing on the exterior face of walls, poor drainage at walls and footings and site grading that slopes towards the foundation (see Figure 3). Wetness may also be caused by a high water table, which exerts hydrostatic pressure on the walls and floor. The following are ways to repair common sources of moisture.

Cracks

Although small cracks may be patched on the inside, large cracks and other causes of dampness are best repaired from the outside. This often means using heavy machinery to excavate around the foundation walls to the footings. Once the walls and the top of the footings are exposed, it is possible to patch small holes or cracks with water-resistant grout. If cracks are large or appear to be moving, you should hire a structural engineer to investigate and recommend repairs.

Drainage

Water can seep up through the basement floor, appear at cracks and holes and accumulate at the perimeter where the floor meets the walls. If this occurs frequently or seasonally, it may be the result of an improperly functioning foundation drain. The drainage tile or pipe around the footing may be crushed, plugged or missing, and should be repaired or replaced. The drainage tile should be perforated with holes to collect groundwater, and positioned so that its bottom is below the basement floor.
Some builders enclose the drainage tile with a geotextile “sock” to keep fine soil material from clogging the tile. The tile and sock should be covered with at least 100 mm (4 in.) of clear, crushed stone extending to a free-draining zone over the face of the foundation. A length of unobstructed pipe should slope downwards from the foundation drain to the storm sewer to carry away any water that collects around the footings.
Ensure that the foundation wall has an uninterrupted coating of bituminous dampproofing, or a waterproof membrane when there is hydrostatic pressure. The coating should extend from finished grade to the top of the footing and seal the joint between the wall and footing. Cover this with a drainage membrane or free-draining fill to provide the drainage zone mentioned above, and slope the backfill so it will carry surface water away from the foundation wall. As an added precaution, create a clay “dam” around the foundation walls just below the topsoil, to deflect surface water away from the house. Figure 3 shows a foundation drainage system.


Figure 3 Concrete foundation wall with insulated exterior face

 

 

 

 

 

 

Eavestroughs and downspouts

Eavestroughs collect water from the roof and rainwater leaders, or downspouts, and carry it to the ground. When the downspout fails to direct the water away from the foundation, or the grade doesn’t slope away from the walls, this water may leak into your basement. A simple solution is to extend the bottom section of the rainwater leader at least 1,200 mm (4 ft.) away from the foundation, and to adjust the grade around the foundation so that it slopes away from the house.

Window wells

Window wells can collect snow and water, and often contribute to dampness in basements. The base of a window well should consist of 150 – 200 mm (6 – 8 in.) of free-draining material, such as crushed stone, and must be at least 150 mm (6 in.) below the bottom of the window.
Window wells are places where snow and water will naturally collect. Install a length of drainage tile filled with crushed stone from the bottom of the well to the foundation drain, to ensure rapid removal of standing water from the well. As an added precaution, consider installing a clear plexiglass cover over the well if you don’t plan to use the window for ventilation. If the bottom of the window well is less than 1,800 mm (6 ft) above the footing, consult a geotechnical engineer about protecting the footing from frost action.

Figure 4 Window well at basement wall

 

 

 

 

 

 

 

Floor drains and sump pumps

Most basement floors in houses built after 1900 are sloped to a drain that, in turn, slopes to a sewer or dry well. It became common practice after about 1940 to install a ‘P’ trap in the drain, to prevent sewer gases from entering the basement.
If you intend to live in your basement, ensure there is a proper drain with a trap situated at the low point of the floor. The trap should be kept full of water to function properly and should be topped up periodically.
If there is no sanitary sewer in your vicinity, you may install a sump pit with a pump near the lowest point in the basement floor. The sump pit should be capped and sealed to prevent soil gases from entering. The pump should discharge to a dry well or to a location above ground where the water will not leak into the basement.

Backwater valves

A backwater valve is a device that automatically closes to prevent sewage in an overloaded sewer line from backing up into your basement. A properly installed backwater valve should be located to prevent sewage from coming through any fixtures in your basement, such as sinks, toilets, showers and laundry tubs. Installing a backwater valve may be expensive, but it can protect your basement renovation from serious damage, such as that which often occurs during periods of heavy rain.


Thursday, January 21, 2010

Healthy Humidity Levels In Your Home

How much humidity should be maintained in the house during winter?
When the outside temperature is at freezing (32° Fahrenheit or 0° Celsius) or above, indoor air should be kept at a humidity (amount of moisture in the air) of 35 percent to 40 percent. When the outside temperature decreases to 150 Fahrenheit (9° Celsius), indoor air humidity should be maintained at 30 percent. At 0° Fahrenheit (-180 Celsius), indoor air humidity may drop to about 20 percent.

To determine if the humidity in your home is adequate, place three ice cubes in a glass of water and allow them to stand for five minutes. If the room has adequate moisture in the air, then plenty of condensation—beads of water—will form on the outside of the glass. If condensation does not occur within 5 to 15 minutes, the room is too dry.

Sources: Heloise. All New Hints from Heloise


How to improve winter humidity in your home

When the cold winter winds blow outside, people indoors jack up the heat to a higher degree. While this may allay the chill seaping into the house, it also robs rooms of valuable humidity. As the air inside dries, skin, hair, and nails dry along with it, potted plants suffer, and health is affected.

How can you add humidity to a home in Winter without the use of a central humidifier appliance? There are several inexpensive and simple ways to maintain or increase moisture levels for maximum comfort. Not only can these basic methods increase humidity, they can actually help you save money by reducing problems associated with low humidity levels.

Add Humidity Indoors - Use Humidifiers

Electronic humidifiers are not only useful for babies and children with chest colds. Use either a warm or cool air humidifier in the main rooms of your house as well as the bedrooms to increase moisture content in the air. Be careful when running a humidifier. The steam vent should be pointed away from walls and furniture and the water level must be maintained properly.

Add Humidity Indoors - Water House Plants Well

Not only will your thirsty houseplants thank you for watering them more frequently in the dry indoor winter air, the moisture in the soil can help add humidity to the room as well. Plants constantly realease water vapor through their leaves, and the soil and tray under the potted plant can also be a source of evaporated humidity.

Add Humidity Indoors - Dry Laundry Indoors

While hanging out socks from a rack in the living room might not be in line with "House Beautiful" standards, it will help add humidity to a home in winter. Put pressure bars in doorways or hang shirts on hangers hooked to doorframes. Not only will you add moisture to the air, you will save on electricity costs by not running your dryer.

Add Humidity Indoors - Direct Water

To add even more humidity to your home in winter, set out shallow dishes filled with water here and there throughout the room. Especially put one wherever the hot air vents blow air. This will speed up the evaporatiion and circulate more moisture. You can also purchase a small spray bottle that creates a fine mist. Fill with clean water and spritz the air for a quick burst of humidity. You can even lightly spray curtaiins or furniture that can not be damaged by water.

Adding humidity to your home in winter will not only make the rooms more comfortable, but can help prevent painful dry skin, eyes, and nasal passages

Friday, January 15, 2010

Winter "Tune-Up"

A Winter ‘tune-up’ for your home

Winter is a time of year when many of us resolve to get ourselves in trim, whether it’s joining the gym or a dance class, or perhaps buying some exercise machinery for our home. We devote a lot of attention to our cars too, putting on the snow tires, changing to winter anti-freeze, loading a bag of salt in the trunk. But what about a ‘tune-up” to get your home operating at top efficiency? While we’re snuggled in at home during the winter months, its a good time to make a few home ‘tune ups’ that could save you money while helping your home to run more efficiently.

A good place to start is by making your home more energy efficient. There are many ways to do it for very little expense. For a modest investment in the $50 range, a thermostat timer will allow you to pre-set your thermostat to turn itself down a few degrees after you go to bed each night, and turn the temperature back up before you get out of bed each morning. If you’re normally out of the house all day, you can achieve even greater savings by repeating the process when you leave your home each day.

Another simple and inexpensive way to improve energy efficiency is to wrap your water heater in insulating material to reduce heat loss. This small task can deliver savings that will really add up over the course of a year. You can also reduce heat loss by installing small pre-cut insulating pads under the cover plate of wall plugs and switches on the walls around your home’s perimeter. Dimmer switches, and the energy-efficient light bulbs will also reduce energy and save you money too.

Your home ‘tune-up’ should include a check of the fire alarms and carbon monoxide detectors throughout your home. You should be sure that you have a working smoke alarm (and that means testing the batteries at least twice a year). installed on every floor of your house. Also, clean the air filters on your furnace. You should also consider having a furnace inspection to ensure its running safely and performing at top efficiency. Again, your energy savings may even cover the cost of the inspection, and the peace of mind it delivers is priceless.

Want to know more about keeping your home running at optimum levels, and preserving its future resale value? Contact me, and let’s talk real estate.

Thursday, January 7, 2010

To Negotiate or Not Negotiate Price.....That Is The Question


Real Estate Matters – October, 2009
When the price is right...act quickly!


Should you always negotiate the price of a home you’re interested in? That’s a question more and more Canadian homebuyers are asking these days. While every transaction is different, some buyers may be surprised to learn that there will be times when it is appropriate -- and even desirable -- to go in at the asking price. This is where the expertise of your real estate professional really proves its worth. One of your sales representative’s most important duties is to provide you with the appropriate research to help you make sound decisions. They can tell you when a home is well priced, and whether or not there are comparable alternatives on the market. And they can also tell you if there are likely to be other offers competing with your own.


If you’ve found a great property that meets all your criteria, the asking price is attractive, and there aren’t any other comparable homes available, you may be well served to go in at the asking price. Buyers should take into consideration that negotiating the price extends the timeline when the home is still open to offers and during this time, other buyers may enter the process. Sometimes the best course of action is to go in at the asking price and bring negotiations to a swift conclusion. This is especially true in a hot market with low inventory.

But what happens if you’re interested in a home but think it’s overpriced? If everything else is right about the house, don’t just walk away...negotiate! You have nothing to lose and everything to gain by making an offer. If it’s not accepted exactly as submitted, then you are under no further obligation.


One word of caution -- be sure that you have your facts straight before you assume that a property is overpriced. Before you decide on what price to offer, your real estate representative can show you recent sales and also active listings of comparable properties, as well as advise you about local market trends and conditions. All this will help you to estimate what price range the home will likely sell for in the current market. And this same information can also help your sales representative to negotiate from a position of strength.


Want more advice on negotiating a fair price in today’s market? Contact your local real estate professional and get a better perspective.